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A personal loan is a type of installment loan that that a lender can give to cover almost any personal expense. Personal loans are available from a variety of financial institutions, including banks, credit unions, and online lenders.

Most personal loans are unsecured, meaning you don’t have to worry about providing collateral. If you’re approved for an unsecured loan, you’ll make monthly payments to pay it back in full, with interest. The loan terms and interest rate can vary based on the lender and your credit.

Because signature and unsecured loans are not guaranteed by collateral, they are higher risk for lenders. Because of this, they typically have higher interest rates than secured loans.

Personal loan qualifications vary from lender to lender and state to state, depending on lending regulations. The basic requirements needed to qualify are as follows:

• Must be at least 18 years of age
• Must have a checking account
• Must be employed with regular income and pay frequency

If you’re having doubts about whether or not you’ll qualify, simply complete our online request form, and get an answer instantly. Our secure request process is free to you and you can submit a request with no obligation.

RapidPaydays.com is not a lender and does not make credit decisions. RapidPaydays.com is a loan connecting service. We connect consumers who are looking for financial assistance with independent, third party lenders who may be able to provide a loan.

You begin by requesting a loan with our secure online form. Because the process occurs in real-time, if qualified, you will receive fast loan approval. If you are connected with a lender you will receive an offer from that lender with the terms and conditions of the loan. Please consult these before accepting the loan offer. In particular, check for information on the APR, fees, renewal terms and consequences of non-payment. If you agree to the terms (and you may decline them), the money could be available for your use as soon as the next business day.

If you have any questions about your loan, please contact your lender.

With RapidPaydays.com, you can submit a personal loan request from $100 to $5,000. However, if you receive a loan offer, it may not match the amount you requested. Loan offers may vary for several reasons including the individual lender, employment, income and other factors.

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